cryowizard: (Default)
[personal profile] cryowizard
Заканчивается моя COBRA. И теперь придётся покупать health insurance отдельно и независимо.

Бляпиздец. Посмотрел, что это стоит.

$512 в месяц покупают вам Oxford PPO с $2,000 deductible. До дедактибла ничего не покрывается вообще. После дедактибла, правда, 100% всего без всяких максимумов. То есть $6,148 в год дают вам catastrophic coverage, потому что у не больного человека на 2К в год мед. затрат не будет. Т.е это минимум, а максимум, в случае чего такого медицинского, $8,148 в год. Конечно, я это сниму с налогов и всё такое, но заебитесь же -- план, который должен стоить $150, стоит $500...

Вот так вот. А с ObamaCare это будет ещё хуже, потому что requirements ещё увеличили.

Народ, кто тут self-employed consultant без жены, кто как спасается?

Date: 2010-09-14 07:11 pm (UTC)
From: [identity profile] rkatsyv.livejournal.com
Here's the original reason for all this shit (emphasis mine):

"[In] 1910 Flexner report, commissioned by the AMA, declared that a surplus of substandard medical schools in the country were producing a surplus of substandard doctors. The AMA convinced lawmakers to shut down "deficient" medical schools, drastically paring back the supply of doctors almost 30% over 30 years. No new medical schools have been allowed to open since the 1980s. Still, the AMA along with other industry organizations until recently had issued dire warnings of an impending physician "glut" (whatever that means beyond depressing member wages), even convincing Congress to limit the number of residencies it funds to about 100,000 a year. This imposes a de facto cap on new doctors every year given that without completing their residencies from accredited medical schools, physicians cannot obtain a license to legally practice medicine in the U.S."

http://www.forbes.com/2009/08/25/american-medical-association-opinions-columnists-shikha-dalmia.html

But of course other reasons abound.
Add to that: trial lawyers lobbied insane tort law; insurance industry lobbied prohibition on interstate trade in health insurance; accupuncturists et alia lobbied prohibition on sale of health insurance that doesn't include their services; the incentivizing of businesses to provide health insurance to employees over employees buying it for themselves; and last but not least the new humongous Obama "health law" that piles tons of new regulations on top of existing heap of misery.

:)))

Date: 2010-09-24 01:02 am (UTC)
From: (Anonymous)
In the UK or Canada it is free:)

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