Don't you love Motley Fool?

[cryowizard]

These bad boys are making me money. And they are funny to boot :

From time to time, we all need to be reminded that asset prices can go  down  as well as up. Otherwise, we might do something stupid -- like, say, pay 516 times forward  earnings for a share of Overstock.com (NYSE: OSTK). Or buy a $200,000 house for $300,000, finance it with a no-money-down subprime ARM mortgage at 2% with a six-month balloon payment, and then wonder why we can't afford the mortgage when the rate resets to 6% and our monthly payments suddenly triple.